Move your Money

But as [the New York Times] reports, the banks are looking to recoup their “losses” by creating new excuses to reach into their customers’ accounts and take those customers’ money… Open a basic checking account in Bank of America with $100 in January and without spending a dime you’ll have a negative balance before Thanksgiving — assuming that BofA doesn’t create other new fees in the intervening months to remove those funds from the account even faster. {full article}

I’m glad to see community banks and credit unions given their due credit in the U.S.

On the other hand, I don’t agree with the portrayal of credit unions as a Mecca of no fees. I’m subject to similar fees as he describes if I don’t maintain a minimum balance at my credit union. The main difference I see between credit unions and banks is the community ownership and investment part of it — those fees and my money are going into projects I see being built and maintained down the street, not into exorbitant paycheques and into investments that have no connection to my community or my life. This is because the credit union is run by members of the community and every member has a say over how it is managed.

A credit union is a bank with a soul.

Pentax memory card problem & solution, part 2

Update: It worked. See here for details.

The previous solution didn’t work, after all.  I started getting “Memory card error”, “Card is not formatted”, and “Image can not be displayed” error messages again.

My new approach:

  • update my firmware (I was still running 1.00, while the new version was 1.02);
  • only connect the memory card to the computer through the camera’s USB option (as in, never plug the SD card directly into the computer)
  • only format the card in-camera;
  • never delete photos in-camera (only delete via in-camera formatting option)

 

My ‘test roll’ of 60 photos since the update has gone off without a hitch.
An interesting note: Before the firmware update, the computer didn’t see any folders or files on the SD card when the camera was connected via USB.  I’m sure it saw them sometime in the past week, so I imagine it was the memory card error that was affecting this.  Again, since the firmware update followed by formatting in-camera, this has been fixed.

 

Fingers crossed…

Pentax memory card problem & solution

While I use a K-x, this problem seems to affect more than just my camera model or brand of memory card (Kingston, class 4).

The problem(s):

  1. When trying to view the preview of my photos in-camera, some photos do not display, instead showing an “Image can not be displayed” error (or something to that effect). There was previously a “Memory Card Error” messaged displayed in the camera.
  2. When imported, these files are corrupted and do not display or import.
  3. Attempting to format the card in-camera produced the same “Memory Card Error” message.

The solution: Use your USB cable to connect the camera to the computer for importing, etc., instead of inserting the SD card into the computer directly. Then eject the camera from the computer and format the SD card through the camera’s menu.

This solved the problems listed above, for me.

Based on what various Pentax forum posters say, the mistakes that led to the problem appear to be any mix of the following: